Open Enrollment & Health Insurance for 2026
Forms due Friday, October 31. Not making changes? No action is required.
Virtual Health Fair: Begins October 20
Explore 2026 Benefits
Watch engaging videos from a variety of health and wellness vendors from the comfort of your laptop or smartphone. Some of the topics covered include diving into your benefits, well-being, fun activities the whole family can enjoy, and more!
At the end of each video, you will be prompted to enter into the raffle for prizes. Watch at least 10 videos and be eligible for our raffle to win a variety of amazing health & wellness prizes.
Please use the button below to start watching!
Password: sbcers26
For County of Santa Barbara Retirees
Medical
- Blue Shield Enrollment / Change Form
- United Healthcare PPO Low Option Enrollment Form ($15 Co-Pay)
- United Healthcare PPO High Option Enrollment Form ($0 Co-Pay)
- UnitedHealthcare Disenrollment Form
- Kaiser – Traditional HMO Enrollment / Change Form
- Kaiser – Medicare Advantage/Senior Advantage Enrollment / Change Form
- Kaiser – Senior Advantage Disenrollment Form
Dental
Vision
Subsidy
Summaries of Benefits & Coverage
Blue Shield EPO Low Option-
- 2026 EPO Low Option – Summary of Benefits
- 2023 EPO Low Option Prescription Drug Summary of Benefits (Non-Medicare)
- 2022 Prescription Drug Plan (Medicare)
Blue Shield EPO High Option-
- 2026 EPO High Option – Summary of Benefits
- 2023 EPO High Option Prescription Drug Plan (Non-Medicare)
- 2022 Prescription Drug Plan (Medicare)
Blue Shield PPO-
- 2026 PPO – Summary of Benefits
- 2023 PPO Prescription Drug Plan (Non-Medicare)
- 2022 Prescription Drug Plan (Medicare)
Blue Shield HDHP-
Blue Shield Tandem Plan-
Kaiser Traditional HMO Low Option-
Kaiser Traditional HMO High Option-
Kaiser Senior Advantage HMO Low Option-
- 2026 KP Senior Advantage HMO Low Option ($20 Co-Pay) – Summary of Benefits
- KP Senior Advantage Plan Overview
Kaiser Senior Advantage HMO High Option-
UnitedHealthcare Medicare Advantage PPO Low Option-
- 2026 United Healthcare Medicare Advantage PPO – Low Option Plan Guide – New Enrollee
- 2026 United Healthcare Medicare Advantage PPO – Low Option Plan Guide – Auto-Enrollee
- 2026 United Healthcare Medicare Advantage PPO – Low Option – Summary of Benefits
UnitedHealthcare Medicare Advantage PPO High Option-
- 2026 United Healthcare Medicare Advantage PPO – High Option Plan Guide – New Enrollee
- 2026 United Healthcare Medicare Advantage PPO – High Option Plan Guide – Auto-Enrollee
- 2026 United Healthcare Medicare Advantage PPO – High Option – Summary of Benefits
Delta Dental & DeltaCare USA-
- 2026 Dental Plan Summary of Benefits
- 2024 Dental Plan HMO Provider List
- Delta Dental Virtual Consult Flyer
- Delta Dental BrushSmart Flyer
Digbi Health
Rx ‘n Go
Vision Service Plan (VSP)-
For Superior Court Retirees
Medical
Subsidy Forms
- Pooling Subsidy Election Form (retirees with retired SBCERS Court spouse/partner)
- Combining Subsidy Election Form (recipients of multiple benefit payments only)
Summaries of Benefits & Coverage
Blue Shield
- 2026 Superior Court – Blue Shield EPO – Summary of Benefits
- 2026 Superior Court – Blue Shield HDHP – Summary of Benefits and Prescription Drug Plan
- 2022 Blue Shield Medicare Prescription Drug Plan
- 2023 Prescription Drug Plan for Blue Shield EPO Low Option (Non-Medicare)
- 2022 Prescription Drug Plan for Blue Shield EPO Low Option (Medicare)
Instructions & Deadlines
WHAT TO DO IF YOU ARE MAKING CHANGES TO YOUR COVERAGE:
- Review plan benefits, providers and rates.
- Obtain and complete forms.
- Sign and submit forms by Friday, October 31.
WHAT TO DO IF YOU HAVE NO CHANGES TO YOUR COVERAGE:
- You do not have to complete or submit any forms.
- You do not have to contact SBCERS.
- SBCERS will automatically continue your current coverage into 2026 at the new rates.
WHAT TO DO IF YOU DON’T HAVE COUNTY HEALTH INSURANCE:
- You instead have money in your SBCERS Health Reimbursement Arrangement (HRA) account.
- You may opt back in to County Health Insurance by completing and remitting forms.
- You do not have to contact SBCERS to set anything up, you contact Health Equity at 877-924-3967 or www.wageworks.com to seek reimbursement for eligible health expenses you pay out of your own pocket.
- Learn how to collect this money in the “Health Insurance Subsidy” and “Health Reimbursement” sections of the Open Enrollment Guides published in October.
- SBCERS will automatically continue your current HRA account into 2025.
MEDICARE & IMPORTANT NOTICES:
- Turning 65 in 2026? Contact SBCERS three months before your 65th birthday to review options.
- If you (and/or your dependents) have or will have Medicare in the next 12 months, Federal law provides choices for prescription drug coverage. See the “Prescription Drug Coverage and Medicare” section of the Open Enrollment Guides published in October.
INFORMATION AND DEADLINES FOR COUNTY AND SUPERIOR COURT
| Open Enrollment Period: | September 24- October 31, 2025 |
| Forms and Booklets Availability: | September 24 |
| Form Submission Deadline: | At SBCERS office no later than Friday, October 31, 2025 |
| Forms Submission Options: | Send securely through your personal mySBCERS portal as a scanned attachment Fax to 805-695-2755 Mail to an SBCERS office Drop in an SBCERS dropbox (available outside both offices) |
| Changes effective: | January 1, 2026 |